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On Thursday , Apple celebrated 10 year with Apple Pay and announced how the help will evolve in the future tense , let in feature like redeeming rewards and elaborate installing loanword choice . In increase to Apple Pay ’s fresh added support for loan options from Affirm in the U.S. , and Monzo Flex in the U.K. , the iPhone maker shared that begin today , support for Klarna will go live in the two countries , admit both at checkout online and in - app with Apple Pay .

Further down the road , the fellowship says it will expand approach to installment loanword options to include those from eligible deferred payment or debit cards , including those from Citi and Synchrony in the U.S. and other participating issuers with Fiserv . Outside the U.S. , these option will also include ANZ in Australia , DBS in Singapore , CaixaBank in Spain , and , in the U.K. , HSBC , NewDay , and Zilch — some of which had beenannounced antecedently .

Klarna will be rolled out to Canada at some percentage point in the future , as well , the company said .

These installment loan alternative surveil Apple ’s surprising determination toroll back its plans for Apple Pay Later , its own “ bribe now , pay afterward ” service . In June , Apple sound out it was killing the choice that had first launched in late March 2023 . rather , Apple say it would work in partnerships with Apple Pay - enable banks and lenders to proffer this service . The decision allows Apple to ensure banking partners detain connected with Apple Pay , as it becomes a new rootage for installment loans , or else of seeing Apple compete with them straight .

In anannouncementon Apple ’s newsroom , Jennifer Bailey , Apple ’s vice president of Apple Pay and Apple Wallet , suggested that the addition of loan provider was only the starting time of further change for Apple ’s payment service and Wallet . She noted the company would give consumer “ the alternative to save rewards , ” which Apple Pay - enabled issuer and lenders could employ to better connect with their customers . The company took a step in this steering with the launch ofiOS 18and eligible Discover credit rating cards , but Apple tells us it has more mate on the way .

More broadly , she say the company ’s large goal with Apple Wallet is to exchange users ’ physical pocketbook exclusively , something it ’s been working on with the app ’s financial backing for things like upshot tickets , transit bill , keys , and government ID . However , the adoption of digital Idaho today varies by state , withCalifornia , Arizona , Colorado , Georgia , Hawaii , Maryland , and Ohio now supporting digital driver ’s licenses and nation IDs , while others only have support on the roadmap , or not at all .

Apple also shared some stats about Apple Pay ’s acceptation after its 10 - class story , note it ’s now used by hundreds of millions of consumers across 78 markets , on billion of websites and apps , and in tens of meg of store worldwide . More than 11,000 bank and mesh collaborator defend the payment technology , too .

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Updated to clarify reward are uncommitted with select Discover placard but more partners are come .